Spread the cost of your Training
Payl8r is a simple payment option that enables you to purchase goods and services online and spread the cost over a period of time to suit. Payl8r lets you pay for the training course you want to book today without worrying about finding the budget to pay for it. With flexible repayment plans, you decide when and how to pay back. Simply telephone us on 023 8026 6448, let us know which course or courses you want to book and we will email you a payment link. You then complete the application with Payl8r, which takes a couple of minutes. Once approved, we will email you confirmation of your course bookings.
How does it work ?
- Decide on the course or courses you wish to take.
- Telephone us on 023 8026 6448.
- We take the details and email you a payment link.
- You click on the link and complete the application with Payl8r.
- You receive a decision (usually within a couple of minutes).
- Once we receive notification from Payl8r that your agreement has been approved, you will receive an email from us with full confirmation details of your course booking and attendance.
… as easy as that !
Finance on courses is available up to £2500. Once you have decided on the course or courses you would like to take and your application is approved, you pay an initial deposit of 20% on amounts under £400 or 30% on amounts over £400. The remaining balance is then paid by monthly instalments over a period of time that you choose.
You can repay in full within 30 days at 0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
Interest rates range from just 0%-4% per month with no early repayment charges!
If the course or courses you wish to take cost £250, you pay a deposit of £50 and the remaining £200 by instalments.
If you borrow £200 over 12 months at a representative APR of 24% and an annual interest rate of 24% fixed you would pay:
A monthly payment: £20.66.
Total amount you repay on the amount you borrow: £247.92.
Total charge for credit: £47.92.
How do I apply ?
If you have a UK bank account or debit card, you can use Payl8r. Finance is subject to your ability to repay the loan and is available for:
- People on benefits
To qualify you must have …
- No CCJs within the last 3 years
- No accounts in default
- UK residency
- Online banking
- A regular source of income
If you have any further questions, please visit the Payl8r website by clciking on the following link:
Helen McGuinness Health & Beauty Training International is a registered Trading name, Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. registered with the Office of the Information Commissioner reference number 08054296.